TRANSFERMATE + ONPHASE
AP Automation Meets International Payments
OnPhase streamlines the entire invoice-to-pay process, while TransferMate extends your global payment capabilities. Pay suppliers across 200+ countries and territories in 140+ currencies through a network backed by 100+ regulatory licenses. Gain full FX transparency, lock exchange rates at the time of payment, and ensure suppliers receive the full payment amount with no intermediary bank deductions or hidden FX leakage.

Stronger solutions for finance teams
Leading banks, fintechs, and software providers partner with TransferMate to offer an enhanced user experience for their business customers. Using TransferMate’s technology and global banking infrastructure, companies benefit from preferential exchange rates, greater transparency, and improved reconciliation via direct integration into accounting and ERP systems.TransferMate at a Glance
TransferMate is a global B2B payments technology firm, enabling companies to send and receive cross-border payments faster and easier than ever before. TransferMate has built one of the largest portfolios of payment licenses worldwide, including:
• 200+ Countries & Territories
• 140+ Currencies
• 100 licenses
Global payments, built into your workflow
Send payments to suppliers worldwide in multiple currencies directly from your AP workflow, without relying on separate banking portals.
Every payment, fully in view
Track payment status, reporting, and remittance information in real time for improved control and easier reconciliation.
Reduce costs on international payments
Benefit from competitive foreign exchange rates and local payment rails that help lower the cost of paying global suppliers.
Strenghten security and stay compliant
Protect your business with built-in payment controls, beneficiary verification, and regulatory compliance checks throughout the payment process.